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Terms of Service

Last Updated: March 7, 2026

1. Service Description

One Stop Finance ("the Platform") provides AI-powered financial news analysis and personalized trade notifications. The Platform aggregates publicly available financial news from RSS feeds, processes it through artificial intelligence models, and delivers personalized analysis based on your trading persona and watchlist. One Stop Finance is not a financial advisor, broker-dealer, investment advisor, or investment platform. We do not execute trades, hold funds, or provide personalized investment recommendations by licensed professionals.

2. AI Analysis Disclaimer

All notifications, trade levels (entry zones, stop losses, take profit targets), confidence ratings, suggested actions (buy, sell, hold, watch), and event analysis presented on the Platform are generated entirely by artificial intelligence. These outputs represent computational pattern analysis and do not constitute professional financial advice, investment recommendations, or endorsements of any security or trading strategy.

AI-generated analysis may be incorrect, incomplete, outdated, or based on incomplete or inaccurate source data. Entry zones, stop loss levels, and take profit targets are estimates derived from AI models and should never be treated as guaranteed price levels. Past AI analysis performance does not predict or guarantee future accuracy. The AI models used are provided by third parties (such as Anthropic and OpenAI) and the Platform has no control over their underlying behavior, training data, or accuracy.

3. No Financial Advice

Nothing on this Platform constitutes financial advice, investment advice, trading advice, tax advice, legal advice, or any other form of professional advice. The information and analysis provided is for educational and informational purposes only.

You should always conduct your own research and consult with a qualified, licensed financial advisor before making any investment or trading decisions. Any reliance you place on the information provided by the Platform is strictly at your own risk. The Platform does not take into account your personal financial situation, goals, risk tolerance, or needs beyond what you voluntarily provide in your trading persona configuration.

4. Bring Your Own Key (BYOK)

The Platform operates on a "Bring Your Own Key" model. You provide your own API keys for third-party AI providers (such as Anthropic Claude or OpenAI GPT). The Platform encrypts your API keys at rest using AES-256-GCM envelope encryption with a Key-Encrypting Key (KEK) and per-user Data-Encrypting Keys (DEK). However:

  • You are solely responsible for all charges incurred on your third-party API accounts as a result of using the Platform.
  • You are responsible for managing your own API key billing, usage limits, and rate limits with your AI provider.
  • The Platform is not responsible for any costs, overages, or charges resulting from API key usage, including automated analysis triggered by your watchlist and notification preferences.
  • You should not share your API keys with anyone. If you believe your key has been compromised, revoke it immediately through your AI provider's dashboard.

5. Data Handling

The Platform collects and stores the following user data: account information (email, display name), trading persona configuration, watchlists, notification history, and encrypted API keys. Sensitive data (API keys) is encrypted at rest. The Platform does not sell, rent, or share your personal data with third parties for marketing purposes. News content is sourced from publicly available RSS feeds and is processed solely to generate your personalized analysis. Your trading persona and watchlist data are sent to third-party AI providers only as part of the analysis prompt, subject to those providers' privacy policies.

6. Risk Warning

Trading and investing in financial instruments, including but not limited to stocks, options, futures, and cryptocurrencies, involve substantial risk of loss and are not suitable for every investor. You could lose some or all of your invested capital.

AI-generated analysis may be incorrect, incomplete, or based on incomplete information. Market conditions change rapidly and unpredictably. Do not trade or invest based solely on AI-generated notifications or suggestions. Never trade with money you cannot afford to lose. Consider your financial situation, experience level, and risk tolerance before making any trading or investment decision.

7. Limitation of Liability

The Platform and its information are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. The Platform, its operators, developers, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Platform, including but not limited to financial losses from trading decisions influenced by AI-generated analysis, costs incurred from API key usage, loss of data, or service interruptions.

8. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be indicated by updating the "Last Updated" date at the top of this page. Your continued use of the Platform after any changes constitutes your acceptance of the revised terms. We encourage you to review these Terms periodically.

By using One Stop Finance, you acknowledge that you have read, understood, and agree to these Terms of Service.

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